The Cooperative Core Banking Solution (CCBS) developed by NIC for Land Development Bank (LDB) runs in all the 89 branches of Punjab SCARDB, serving 10 Lakhs customers. The PSCADB Mobile App has been developed for existing as well as prospective customers of Punjab to enable them with an access to their related financial information and statements in a secured manner. This helps customers save time and do away with travel to reach bank from their village. The App is also intended to achieve the goal of financial inclusion.
PSCADB App features the following:
✒ Details of accounts like loan, share, type of deposit and others including account balance, date of opening, date of maturity, loan due date etc. ✒ Customer profile view ✒ Loan repayment schedule view ✒•Locate the PADB (Primary Agricultural Development Bank, PADB is the branch of Punjab SCARDB) which is the nodal branch/ agency to serve the farmers of that village, EMI chart, Rate of interest (ROI), Loan schemes parameters along with eligibility criterion, contact details of regional offices etc. ✒ Details of various loan schemes of farm and non-farm sectors, run by the government for inclusive growth of farmers.